Terms & Conditions

Welcome to alighods.ca (“Website”), operated by Ali Ghods (“we,” “us,” or “our”). By accessing or using this Website, you agree to comply with and be bound by the following Terms and Conditions.
If you do not agree with these terms, please do not use this Website.

This Website is intended for informational purposes only. By using this Website, you agree that:

• You are at least 18 years old

• You will use the Website only for lawful purposes

• You will not attempt to misuse, disrupt, or damage the Website

The information provided on this Website is for general informational purposes only and does not constitute financial, legal, or insurance advice.

• Insurance needs vary by individual

• Any decisions should be made after a personalized consultation

• We recommend speaking directly with a licensed advisor before making any financial or insurance decisions

Ali Ghods is a licensed insurance advisor in Canada offering guidance and access to insurance products through authorized providers.

• Products may be offered through third-party insurers (e.g., RBC Insurance, Combined Insurance, etc.)

• Coverage, pricing, and eligibility are determined by the insurance providers

• We do not guarantee approval or specific outcomes

This Website may contain links to third-party websites for your convenience.

• We are not responsible for the content, accuracy, or practices of third-party websites

• Accessing third-party websites is at your own risk

All content on this Website—including text, graphics, branding, and design—is the property of alighods.ca unless otherwise stated.
You may not:

• Copy, reproduce, or distribute content without permission

• Use any materials for commercial purposes without written consent

To the fullest extent permitted by law:

• We are not liable for any direct, indirect, or incidental damages resulting from your use of this Website

• We do not guarantee the accuracy, completeness, or timeliness of information

• Use of this Website is at your own risk

Your use of this Website is also governed by our Privacy Policy.
We are committed to protecting your personal information in accordance with applicable Canadian privacy laws.

We reserve the right to update or modify these Terms and Conditions at any time without prior notice.

• Changes will be posted on this page

• Continued use of the Website constitutes acceptance of the updated terms

These Terms and Conditions are governed by the laws of the Province of Ontario and the applicable laws of Canada.

If you have any questions about these Terms and Conditions, please contact:
Ali Ghods
Website: alighods.ca
Email: alighodsinc@gmail.com